Elgin Wealth Management Ltd. is regulated by the Mauritius Financial Services Commission and is licensed as an Investment Advisor (Unrestricted). License number GB22200611. This document provides information about Elgin Wealth Management, its products and services. The information and material in this document, and any opinions contained herein do not purport to be full or complete. Products and services contained do not take into account individual client circumstances, objectives, or needs and are not intended as recommendations of particular securities. All investments in securities are subject to market risks and there is no assurance or guarantee that the objectives of any products and/or services will be achieved. Market value of investments can go up or down depending on the various factors and forces affecting the securities markets. Yield or a fund’s past performance should not be considered as a reliable indication or guarantee of future yield or results. Elgin Wealth Management Ltd. does not assure or guarantee any returns on any investments or services recommended by it. Offer document and terms and conditions of such products should be read and understood carefully by the investor before making any investment decisions.